Account |
Business that represents a customer or potential customer. The company that is billed in business transactions. |
Bank |
The bank that the branch is associated with. |
Branch |
The branch of the main bank, when borrower applies for a loan at a branch. |
Contact |
Person with whom a business unit has a relationship, such as customer, supplier, and colleague. |
Customerfinancialholding |
Financial holdings owned by the customer. |
Fh_account |
A deposit account holding that allows the holder to make deposits and withdrawals through financial holding instruments. An account can be interest bearing |
Fh_creditline |
A preset borrowing limit associated with a credit or charge card. |
Fh_investment |
A holding representing a portfolio of securities or other investible assets. |
Fh_loan |
Loans held by the customer with the financial institution. |
Fh_saving |
Savings accounts held by the customer at the financial institution. |
Financialholding |
Accounts, loans, investments, credit lines and savings accounts held by a customer. |
Financialholdinginstrument |
Financial tools associated with financial holdings; a monetary contract between parties which has intrinsic monetary value or transfers value. Provides an efficient flow and transfer of capital. |
Fi_card |
A payment card issued by a bank to an account holder enabling the account holder to make payments or purchases, paying back the balance to the issuing bank, plus interest. |
Fi_directdebit |
An automated payment system whereby an account holder authorizes a creditor to debit the customer's bank account at regular intervals. |
Fi_overdraft |
An extension of credit associated with a checking account allowing the account holder to continue withdrawing funds when an account reaches zero. |
Fi_standingorder |
An instruction order from an account holder for a set amount of money to be removed from an account at regular intervals and paid to or transferred to another account. |
Group |
An association of several customers allowing e.g. the representation of households |
Groupfinancialholding |
Financial holdings associated with a Group, to be included in the group's total assets and liabilities. |
Groupmember |
An association between a customer and a Group. |
Lifemoment |
Significant milestones in a customer's personal life which can impact their financial situation, such as attending college, marriage, having a child, retirement, etc. |
Relationship |
Denotes an association between one contact to another (not as part of the larger group) where there is not necessarily a direct association of finances. For example, a spouse, lawyer, child or grandparent. |